Onlinemortgageadvisor.co.uk is an information website – all of our content is written by qualified advisors from the front line, for the sole purpose of offering great, relevant, and up to date information on all things mortgages. What’s more, if you decided to refurbish you may open yourself up to a wider range of lenders and better rates, saving yourself money in the long-term. We’ll find the perfect mortgage broker for you - for free, Save time and money with an expert mortgage broker who specialises in cases like yours. Some lenders may be reluctant to lend on certain types of construction that can be more prevalent in ex-local authority housing stock. Have a working relationship with all concrete construction lenders, not just a select few. Trooper Lane , Southowram, Halifax HX3. Total loan amount: £169,000 (65% of £260,000). Police were kept busy over the Boxing Day weekend with robberies at three Halifax convenience stores.The first was Saturday afternoon at Needs on Chebucto Road. Victim of Fraud. Moving house with no increase in loan amount or loan to value (LTV) compared with the current mortgage. We can arrange mortgages on Airey houses and most types of concrete or prefabricated properties, Right to buy up to 100%- If you need a mortgage to Buy and Repair your property we can help, or if you just want to buy without the worry of all the building work we can also help, call one of our mortgage team today…. Brighouse (3.2mi.) Sir Edwin Airey was behind the creation of PRC Airey house constructions. You'll need specialist insurance during the construction. The discount is usually based on the property value and how long you've been a tenant. As well as the property-specific factors we’ve discussed throughout this article, lenders will determine whether you’re eligible for a concrete construction mortgage based on the following factors…. The average house price in Concrete Street, Halifax HX3 is £81,003. Character home, updated on all four levels, providing you with room for the growing family and welcomes you with a charming covered front porch. Nationwide won’t lend on anything above 5 stories (unless it’s based in London). The property was built in 2009. For non-standard constructions, lenders’ main concerns tend to surround the structural integrity of the property throughout the period, as well as the risk of future problems if you are forced to resell. We are an officially recognised Introducer Appointed Representative and can be found on the FCA financial services register, number 697688. Description Back. If the property is leasehold, then you will own a temporary right to occupy the property and the land it’s built on. 1153 Wellington Street, South End 202021077. Pete has been a mortgage advisor for over 10 years, and is regularly cited in both trade and national press. For more information on the rates Halifax offers, visit our rates table or call us on 01489 555 080. Halifax Intermediaries - mortgages - valuation FAQs. These PRC (repaired) properties are generally viewed more favourably with lenders then non-repaired properties. Visit the Halifax Youtube channel. As a result, many lenders started refusing mortgages for concrete properties as they were not generally seen as acceptable security for a home loan. We ask a valuation surveyor to value the property each time you ask for an instalment. The 1,818 sq. Asked the Halifax yesterday for a payment holiday which is part of my mortgage deal. The average house price in Concrete Street, Halifax HX3 5DA is £75,636. At least one person named on the loan must currently own a property in the UK. We require experienced RICS (Royal Institution of Chartered Surveyors) qualified surveyors to consider all the factors that may affect the suitability of a property to be mortgaged and whether or not it is readily saleable. Nearest schools Stafford Hall School (0.7mi.) The property letting should be managed by an ARLA agent or HEAL who must confirm there is sustainable rental market for this type of property. We don't lend on freehold flats in England and Wales or Northern Ireland. single family home located at 39 Ocean Ave, Halifax, MA, 02350 on sale now for $289900. This home was built in 1925 and last sold on 3/13/2014 for $638,000. Type 1 have PRC panel walls at ground floor level, and the second storey utilising a mansard roof with almost vertically clad tiles over timber trusses. Welcome home to 1816 Garden St - on a sought after tree-lined street, tucked into the South End of Halifax, just moments from the new LeMarchant - St. Thomas Elementary School. All Rights reserved. Sold at $899,900.00. We can arrange mortgages on Airey Prefabricated House(s), and most types of concrete or prefabricated properties, Right to buy up to 100% – If you need a mortgage to Buy and Repair your property we can help, or if you just want to buy without the worry of all the building work we can also help, call one of our mortgage team today… The Unity PRC homes were mainly built in the 1950s, typically as semi-detached or terraced two storey homes. Requires Improvement Salterhebble Junior and Infant School (0.8mi.) 1932 sqft Home Sold in South End Halifax, Nova Scotia. Halifax (0.3mi.) 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